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First Empire CD Management’s affiliates offer a full range value added services and customized solutions:

First Empire Securities, Inc.*

First Empire provides investment solutions that meet your short and long-term growth objectives. As a trusted partner of institutional clients for over two decades, we have built strong relationships by putting clients first. We take the time to learn about your business and understand your goals, so we can assist in developing a comprehensive financial portfolio to meet your specific needs. To learn more about First Empire Securities,
visit us at
www.1empire.com

LPC Services, Inc.*

LPC services works with depository institutions nationwide on strategies to enhance the performance of their loan portfolios and mitigate risks to their balance sheets. Our nationwide network of financial institutions coupled with decades of industry expertise, make LPC Services a unique business resource.  To learn more about LPC Services, visit us at www.lpcservicesinc.com.

Balance Sheet Management and Consulting Services, Inc.*

Offers a full range of fee-based analytical services designed to assist institutions in managing their investment portfolios and a full range of fee-based consulting services designed to assist institutions with their regulatory affairs. To learn more about Balance Sheet Management Services, visit us at www.bsmservices.com.

First Empire Asset Management, Inc.*

First Empire Asset Management (FEAM) is an SEC Registered Investment Advisory specializing in diversified large capitalization growth investment strategies. We offer a family of investment strategies customized to each of our clients’ need for liquidity and risk-return requirements. Our clients benefit from direct access to our portfolio managers. We actively communicate with our clients providing personal attention and investment customization. To learn more about First Empire Asset Management, visit us at www.1empiream.com.

*Balance Sheet Management and Consulting Services, Inc., L.P.C. Services, Inc., First Empire C.D. Management, Inc.,
First Empire Asset Manegment, Inc. are not members of the FINRA or SIPC. First Empire Securities, Inc. is solely a
member of the FINRA/SIPC.

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